**Job Title: Mortgage DE/SARS Underwriter**

**Job Description:**

We are seeking an experienced and detail-oriented Mortgage DE/SARS Underwriter to join our dynamic team. This role is integral to helping our clients secure their home financing by evaluating mortgage applications for both creditworthiness and compliance with all applicable regulations.

**Key Responsibilities:**

- Review and analyze mortgage loan applications to ensure accuracy, completeness, and compliance with DE (Direct Endorsement) guidelines and SARS (Suspicious Activity Reporting System) requirements.
- Assess applicants' financial status, credit, and property evaluations to determine risk and eligibility for loan approval.
- Verify documentation that includes applicants’ income, credit history, collateral, and employment details.
- Collaborate with loan officers, processors, and clients to facilitate smooth processing and approval of mortgage applications.
- Provide final approval/denial decisions in adherence to company policies and regulatory standards.
- Stay informed about changes in underwriting guidelines and updates from DE/SARS regulations to ensure compliance with industry standards.
- Identify potential red flags in loan applications and escalate issues following established protocols.
- Maintain clear and effective communication with all parties involved while ensuring confidentiality of sensitive personal and financial information.

**Qualifications:**

- Proven experience as a Mortgage Underwriter, with specific experience in DE/SARS underwriting.
- Strong understanding of FHA and conventional loan programs and guidelines.
- Proficiency in evaluating and interpreting complex financial data and credit reports.
- Excellent analytical skills and attention to detail.
- Strong decision-making and problem-solving abilities.
- Effective verbal and written communication skills.
- Ability to manage multiple tasks efficiently while maintaining high accuracy.
- Familiarity with automated underwriting systems such as DU or LP.

**Education and Certifications:**

- Bachelor’s degree in Finance, Business Administration, or a related field preferred.
- DE Underwriter certification required.
- SARS training/certification is highly desirable.

**Why Join Us?**

- Be part of a supportive and forward-thinking company that prioritizes growth and innovation.
- Work in an environment that values expertise, initiative, and a commitment to quality service.
- Enjoy competitive compensation and benefits packages.

If you are a meticulous professional with a strong commitment to excellence in mortgage underwriting, we encourage you to apply for this exciting opportunity.